Martin Tsatskin | Elevate48

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$155,953	$155,953	$238,500
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$82,547	$0
Funding fee	$780	$780	$0
Note rate	4.140%	4.140%	7.320%
Blended rate	4.140%	5.822%	7.560%
1st payment	$882.81	$882.81	$1,638.33
2nd payment	$0.00	$619.10	$0.00
Taxes / mo	$51.25	$51.25	$51.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.70
HOA / mo	$61.00	$61.00	$61.00
Total monthly	$1,145.06	$1,764.16	$1,948.28
Cash to close	$109,047	$26,500	$26,500