Martin Tsatskin | Elevate48

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$292,500
Remaining term (yrs)	—	—	30.0
Secondary amount	$0	$292,500	$0
Funding fee	$0	$0	$0
Note rate	0.000%	0.000%	7.320%
Blended rate	0.850%	7.750%	7.560%
1st payment	$0.00	$0.00	$2,009.27
2nd payment	$0.00	$1,889.06	$0.00
Taxes / mo	$168.92	$168.92	$168.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$680.00	$680.00	$680.00
Total monthly	$998.92	$2,887.98	$3,066.69
Cash to close	$325,000	$32,500	$32,500