Martin Tsatskin | Elevate48

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$112,702	$112,702	$359,999
Remaining term (yrs)	18.2	18.2	30.0
Secondary amount	$0	$247,297	$0
Funding fee	$564	$564	$0
Note rate	3.375%	3.375%	7.240%
Blended rate	3.375%	6.380%	7.480%
1st payment	$689.98	$689.98	$2,453.39
2nd payment	$0.00	$1,597.13	$0.00
Taxes / mo	$146.83	$146.83	$146.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$986.81	$2,583.94	$2,822.22
Cash to close	$287,297	$40,000	$40,000