Martin Tsatskin | Elevate48

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$170,844	$170,844	$328,500
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$157,656	$0
Funding fee	$854	$854	$0
Note rate	4.450%	4.450%	7.240%
Blended rate	4.450%	6.154%	7.480%
1st payment	$1,004.78	$1,004.78	$2,238.72
2nd payment	$0.00	$1,051.04	$0.00
Taxes / mo	$137.92	$137.92	$137.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$1,354.69	$2,405.73	$2,654.34
Cash to close	$194,156	$36,500	$36,500